Federal Stafford Direct Student Loans (Student)
The Stafford Loan is obtained by filling out the FAFSA and is part of the federal Federal Student Aid Program.
Federal Parent PLUS Loans (Parent)
The Financial Aid Office strongly recommends students borrow through the federal Stafford loan program first, before considering a Parent PLUS loan.
- The Parent PLUS Loan is a loan that is available to the parent of a dependent student deemed by the FAFSA application.
- Review the Private Educational Loan option below in lieu of the Parent PLUS loan; you may qualify for a lower interest rate and $0 origination fee from a private lender.
Federal Graduate PLUS Loans (Graduate Student)
Graduate students working on a master’s degree and beyond may apply for this loan through the Federal Student Aid Program. The same terms and conditions apply to this loan that apply to the Parent PLUS loan. (Students in a post-baccalaureate certificate program, e.g. teacher certification, do not qualify for this loan.)
Private Educational Loans (Student and/or Parent)
The Financial Aid Office strongly recommends students borrow through the federal Stafford loan program first, before considering a private educational loan.
- Approval for these loans is credit based for the borrower, which can be the student, parent, both or a with a co-signer.
- You may consider a private educational loan in lieu of the Federal Parent PLUS loan.